Below are current the (as of 5/18/2010) listings of houses for sale in Centreville under $200,000. I left out the known "fix-’er-uppers"
In case you are wondering where the down payment will come from, Queen Anne’s County has a critical workforce program (CWP). for teachers, law enforcement officers and EMTs employed by the County or the Municipal Governments. The program also includes volunteer firefighters. The program provides a 0% deferred-payment loan up the lesser of $50,000 or 33% of the purchase price.
| Location | Price | Details |
| 210 W Water St | $99,000 | click here |
| 203 Windsor Ave | $100,000 | click here |
| 405 Liberty St | $105,000 | click here |
| 203 Hillside Dr | $147,500 | click here |
| 110 Windsor Ave | $149,900 | click here |
| 203 Tilghman Ave | $154,999 | click here |
| 321 Little Kidwell Ave | $160,000 | click here |
| 110 Ridgeview Ct | $164,900 | click here |
| 102 Ridgeview Ct | $165,000 | click here |
| 115 Wharf Ln | $167,500 | click here |
| 208 Tilghman Ave | $169,900 | click here |
| 202 Belvedere Ave | $175,000 | click here |
| 129 Kings Ct | $181,665 | click here |
| 304 Hope Rd | $185,000 | click here |
| 106 Cypress St | $189,000 | click here |
| 103 Hope Road | $199,999 | click here |
Area Median Household income (AMI): $82,200 / yr
80% of AMI (limit for CWP ): $65,760 / yr
30% of AMI max income: $19,728 or $1,644 / month
Other monthly expenses (utilities/taxes/fees) $700 / month
Available for Mortgage: $944.00 / month
BTW, a 30 year mortgage on $200,000 house at 5% APR and $50,000 down is $805.23
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Here are some links to the salaries for some critical workforce professions:
Teachers: http://www.teachersalaryinfo.com/maryland/teacher-salary-in-queen-anne-s-county-public-schools/
Deputy Sheriff: http://www.queenannessheriff.org/applicants.html#salary
“Queen Anne’s County has a critical workforce program (CWP). for teachers, law enforcement officers and EMTs employed by the County or the Municipal Governments. “